Sometimes, applying for an online personal loan can be an easy task than having some home decor tips implemented!
Not every salaried person is fortunate enough to live in a big house. Many people live in joint apartments with their colleagues or in old-fashioned guesthouses.
For people living in an apartment, the options to decorate their home are inadequate.
Let’s go through some easy home décor concepts which can beautify your gloomy looking apartment.
- Home Decor Ideas
Though you cannot expand the area of your apartment, you can certainly make some changes in its internal décor to get the right feel. The main point is to take benefit of the biggest open spaces available in your apartment, the walls.
Empty walls provide endless possibilities. If you have a good colour choice, you can create a ‘small apartment-like feel’ which is cosy and stylish. Doesn’t matter what colour and style preference you have, your creative ideas and personality will beautify the walls.
- Wall Hanging
You can use the funds got from home renovation loan to buy beautiful and large-scale wall arts. A king-size painting or an ideal sketch could be a huge benefit. It will grab the attention of the people and also set a very nice tone to the smaller space in the apartment. This art could either be a colourful picture or a black-and-white intellectual piece.
Home Renovation Loan
A home renovation loan with a hassle-free procedure and quick approval is the best option for salaried persons, who are generally very busy in their jobs.
The attractive home renovation loan interest rates and EMIs make the personal loans reasonable to pay back. You can add comfort to your dull home or apartment, without having too much of strain on the finances.
You can turn your dreams into reality with home decor loan. Beautiful art on your room walls can only become possible with the home renovation loan.
You can use any good EMI calculator to calculate how much you have to pay to clear a home decor loan. You only need to enter your expected loan amount with tenure, and it will calculate how much you have to pay every month.
How Can You Use a Personal Loan?
With a personal loan, you don’t need to pay any deposit against the loan as it is an unsecured loan. You just need to apply for the loan and use the money for all your expenses. You can take a personal loans online of up to Rs.25 lakh having prompt approval and quick disbursal.
How Can You Use Your Loan?
You can use your personal loan for any objectives like:
- Home decor
- Higher education
- Medical emergencies
- Travelling
- Wedding
Eligibility Criteria
For a personal home decor loan, you should fulfil these easy eligibility criteria.
- You must be an Indian resident
- Your age needs to be between 23-55 years
- You need to be an employee of a public, private, or MNC company
If you can accomplish the salary requirements as per your lender’s policies, you will be eligible for a personal home decor loan.
Documents Needed For Acquiring a Home Decor Loan
- Salaried bank account statement of the last three months
- KYC documents including Aadhaar, PAN, Passport, Voter’s ID, or Driving License
- Employee ID Card
- Last 2 month’s Salary Slips Pls use the product information from the given URL
Maximum Loan Amount
You can have a personal for up to Rs.25 lakh with no deposits. You can make repayment of the loan in a flexible duration of 12-60 months.
With the best home decor loan provider, you will have smart benefits like flexible tenors, money in 24 hours, no hidden charges, negligible documentation and more.
What are you still waiting for? Get a home interior loan from a professional finance company and decorate your dream home!
Bajaj Finserv offers different deals in pre-approved loans for various financial products including personal loans, business loans, home loans and more. They are to make the loan application process easier and less time-consuming.
You can also check the pre-approved loan offers immediately after providing your basic details like your name and contact number.
